Group Risk

Affordable Group Risk Benefits

Good employers look after their employees and often provide a range of insurance benefits for employees including life cover, income protection cover and critical illness cover.  We specialise in providing quality risk-benefit packages for companies.

Group risk benefits are designed to protect employees and their families in the event of long-term illness or death while working. The cost of these benefits is usually met by employers as an employee benefit in addition to their basic salary. This makes the benefit even more attractive and even more valuable to employees.

How we add value

Our position as a leading broker allows us secure generous free cover limits and compelling rates for our clients and prospective clients.

We provide the services required to put in place all types of Group risk including:

  • Death In Service — Life Assurance lump sum in the event of death of an employee.
  • Spouses Death in Service — Income benefit for the spouse or dependant in the event of death of an employee.
  • Income Protection — Pays a proportion of the employee’s salary if they are unable to work for a prolonged period of time due to illness or injury.
  • Critical Illness — A lump sum payment on the diagnosis of a specified illness for an employee or their spouse.

We can advise you on the most suitable level of cover to ensure that you are competitive within your sector.

For employers who already have cover in place our independent advisors can carry out a market review to ensure that you are getting the best rates, terms and coverage available in this competitive market.

If you have any questions in relation to providing Group Risk cover for your employees, talk to our Risk Benefits Advisor, Jill Maguire, to ensure that you are providing the right level of cover at a price that you can afford.