These Terms of Business set out the basis on which Acumen & Trust DAC will provide regulated business services to you. Please take a few minutes to read through these and if you have any questions we will be happy to answer them. These terms of business are valid until further notice.
These Terms describe, among other elements:

• The regulatory authorisations which we hold.
• The scope of services we provide.
• Product providers which we hold an agency.
• The basis on which we are remunerated for our advice and provision of services.
• What to do if you have a complaint about the service we have provided to you.
• Our use of the personal data which you provide to us.

Statement of Authorised Status
Insurance Mediation Directive Authorisation
Mortgage Intermediary Authorisation
List of Product Producers
Remuneration Basis and Fee Schedule
Terms of Business – Financial Planning
Terms of Business – Employee Benefits